Dental plans
Lynn University offers two comprehensive dental care plans to help you pay for a wide range of dental expenses.
About the plans
Both PPO plans allow you to go to any licensed dentist in or out-of-network and cover preventive and basic dental services. After satisfying a calendar year deductible of $50 per individual and $150 per family (waived for preventative services), the plan pays a percentage of service costs.
Basic dental plan
This plan generally has the lowest cost to members. There is a $1,000 annual maximum for preventive, basic and major services combined. This plan does not provide orthodontia benefits and coverage is limited to treatments necessary to prevent, diagnose or treat dental disease, defect or injury.
Enhanced dental plan
The enhanced plan has a $2,000 annual maximum for preventive, basic and major services combined, plus $1,500 of child and adult orthodontia benefits.
Plan Costs
| Coverage level* | Basic Plan | Enhanced Plan |
|---|---|---|
| Employee only | $6.67 | $11.46 |
| Employee + spouse | $19.10 | $28.67 |
| Employee + children | $21.76 | $38.28 |
| Employee + family | $34.20 | $55.35 |
*Based on bi-weekly rates.
Plan details
| Plan Coverage | Basic Plan In-Network | Basic Plan Out-of-Network | Enhanced Plan In/Out-of Network |
|---|---|---|---|
| Deductible
(waived for preventative services) | $50 individual
$150 family | $50 individual $150 family | $50 individual $150 family |
| Annual Maximum | $1,000 | $1,000 | $2,000 |
| Preventative Services | 100% | 100% | 100% |
| Basic Services | 80% | 50% | 80% |
| Major Services | 30% | 30% | 50% |
| Orthodontic Services | Not Covered | Not Covered | Up to $1,500 |
Preventative services include - oral exams, x-rays, sealants, cleanings
Basic services include - amalgam and composite fillings, root canal, consulations, peridontal surgery, prefabricated crowns
Major services include - crowns, inlays, onlays, dentures, bridges, implants
For a complete listing of covered services and plan details, please log in to myLynn and view Metlife's Summary Plan Documents (SPD).
Participating dentists
You can receive care through any licensed dentist, in or out-of-network. However, if you choose to receive care from a dentist in MetLife's preferred dentist network you will pay less for dental care.
There are thousands of general dentists and specialists to choose from, so you are sure to find one that meets your needs. For a list of participatinf dentists visit www.metlife.com/dental or call 1-800-275-4638 to have a list faxed or mailed to you.
ID cards
You do not need to present an ID card to confirm you are eligible. You should notify your dentist that you are enrolled in a Metlife Dental Plan. Your dentist can easily verify information about your coverage through a toll-free automated computer voice response system. You can also access your account details at Metlife.com, registration is required.
For general questions about your dental benefits, claims, and provider directory, call MetLife Member Services at +1 800-275-4638.