Supplemental insurance

Learn about group accident, critical illness and supplemental health insurance options offered by Allstate Insurance.

Life can be unpredictable. Without warning, an injury or illness can lead to hospital stays, medical procedures and/or visits, which can cause costly out-of-pocket expenses.

Lynn offers the following Allstate supplemental policies to help employees protect their income and empower them to seek treatment.

Group accident insurance

Allstate accident insurance provides protection for accidental injuries on and off the job. Allstate pays employees a cash benefit when expenses incurred are associated with an accidental injury. The cash benefit can be used to help pay for deductibles, treatment, rent and more.

Bi-weekly premiums for group accident insurance

EmployeeEmployee and spouseEmployee and child(ren)Family
$9.56$18.12$16.54$25.10

Group critical illness

Critical illness coverage helps provide financial support if you are diagnosed with a covered critical illness. You choose the level of coverage to protect yourself and your eligible dependents. If diagnosed with a covered critical illness, you receive a cash benefit from Allstate.

Premiums vary by coverage level. For more information, contact Employee Services.

Hospital indemnity insurance

Regardless of other health insurance you may have, Allstate's hospital indemnity insurance pays a cash benefit for hospital confinement when a sickness or injury occurs.

With affordable premiums and no pre-existing condition limitation, you, your spouse, and dependent children can feel assured that you have the protection you need if faced with hospitalization.

Hospitalization benefitsCost
First day hospital confinement
Limited to once per year
$1,600
Daily hospital confinement
Maximum of 10 days
100
Hospital intensive care (daily)
Maximum of 10 days
$100

Bi-weekly premiums for hospital indemnity insurance

EmployeeEmployee and spouseEmployee and child(ren)Family
$9.30$24.24$16.08$31.08