Supplemental insurance
Learn about group accident, critical illness and supplemental health insurance options offered by Allstate Insurance.
Life can be unpredictable. Without warning, an injury or illness can lead to hospital stays, medical procedures and/or visits, which can cause costly out-of-pocket expenses.
Lynn offers the following Allstate supplemental policies to help employees protect their income and empower them to seek treatment.
Group accident insurance
Allstate accident insurance provides protection for accidental injuries on and off the job. Allstate pays employees a cash benefit when expenses incurred are associated with an accidental injury. The cash benefit can be used to help pay for deductibles, treatment, rent and more.
Bi-weekly premiums for group accident insurance
Employee | Employee and spouse | Employee and child(ren) | Family |
---|---|---|---|
$9.56 | $18.12 | $16.54 | $25.10 |
Group critical illness
Critical illness coverage helps provide financial support if you are diagnosed with a covered critical illness. You choose the level of coverage to protect yourself and your eligible dependents. If diagnosed with a covered critical illness, you receive a cash benefit from Allstate.
Premiums vary by coverage level. For more information, contact Employee Services.
Hospital indemnity insurance
Regardless of other health insurance you may have, Allstate's hospital indemnity insurance pays a cash benefit for hospital confinement when a sickness or injury occurs.
With affordable premiums and no pre-existing condition limitation, you, your spouse, and dependent children can feel assured that you have the protection you need if faced with hospitalization.
Hospitalization benefits | Cost |
---|---|
First day hospital confinement Limited to once per year | $1,600 |
Daily hospital confinement Maximum of 10 days | 100 |
Hospital intensive care (daily) Maximum of 10 days | $100 |
Bi-weekly premiums for hospital indemnity insurance
Employee | Employee and spouse | Employee and child(ren) | Family |
---|---|---|---|
$9.30 | $24.24 | $16.08 | $31.08 |