Student insurance requirements

Purpose

The purpose of this policy is to define the categories of student enrolled at Lynn University who are required to maintain health and/or homeowner’s insurance.

Policy

I. Accident Insurance

All undergraduate students enrolled in fall or spring semesters are covered by a supplemental accident insurance policy covering medical expenses up to $4,000 per incident. This supplemental policy covers medical expenses incurred only as a result of accidental injury while the student is participating in University-sponsored activities. Students are required to file a written accident report with the University Health Center within 48 hours of the event and to file a report for insurance claim processing. Claims must then be submitted to the student’s private insurance carrier. After the student’s private insurance claim is processed, costs not covered by a private policy will be covered by the University’s supplemental policy up to the policy limits for reasonable and customary medical charges established by the insurance company.

Athletes participating in intercollegiate sports are covered by a special policy that pays for accidental injury while participating in University intercollegiate sports. Athletes are expected to pay the deductible amount in this policy.

All students are required to carry medical insurance or be covered by their parents’ policy. Students are required to provide proof of insurance before enrolling at the University or sign up for the University plan. Information about student medical insurance is available from the Health Center.

II. Domestic Student Health Insurance

All undergraduate day students are required to carry medical insurance or be covered by their parents’ policy. Students are required to provide proof of insurance prior to enrollment at the University or sign up for the University plan. Information about student medical insurance is available from the Health Center. If proof is not provided by the specified date prior to enrollment each year, the student will automatically be enrolled in the University plan and the student’s account will be charged.

III. International Student Health Insurance

Lynn University requires all F-1 visa students to have insurance coverage for health, medical evacuation and repatriation during their entire enrollment period. Used in conjunction with the University Health Center, the plan will provide a high level of protection for unforeseen medical expenses and is required. The University plan is required in addition to any existing policy for the F-1 visa student. Students can enroll for the insurance through the online system or automatically by the start of the term. For specific information regarding this policy, please contact the Student Financial Services International Specialist located in Trinity.

IV. Homeowner’s Insurance

If a student has any expensive items or equipment (cameras, stereos, jewelry, TVs, etc.), the items should be engraved with an identifying number of the owner. This identification is helpful in recovering lost or stolen items. Students should also consider keeping a personal inventory of items and their serial numbers. To prevent items from being stolen, room doors should be kept locked whenever the student’s room is vacant. The University does not provide insurance for the loss of any student’s personal belongings as a result of theft, fire or water damage. Therefore, students should make personal arrangements to insure belongings through an individual or family homeowner’s policy.

Definitions

Not Applicable.

Procedures/Guidelines

See applicable policy statements above.

For more information about this Policy, please contact Finance.

Policy updated on: Oct. 24, 2018