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Get your financial aid questions answered

Got questions?

We’ve got answers.
We’re here to help you find exactly what you need to make your Lynn experience as affordable, seamless and organized as possible.

General

What is financial aid?

Financial aid is any source of money that helps you to pay for your education. Common forms of financial aid include scholarships, grants and loans.

Do I need to be a full-time student to receive financial aid?

You are still eligible for federal aid as long as you are half-time or more; however, some aid sources may be prorated based on the number of credits you are taking. Institutional aid requires full-time status.

Is there financial aid offered to transfer, graduate and/or online students?

Yes. All three groups have access to financial aid.

I am a U.S. citizen, but my parents are not. Can I still apply for financial aid?

Yes. Only the applicant need be a U.S. citizen or eligible non-citizen in order to be eligible for aid. To apply for aid, visit www.fafsa.gov.

My sibling attends Lynn. Will I receive a discount?

Yes, we do offer a family discount. Visit our financial aid program page for more information.

Will I receive the same amount of financial aid every year?

If you are a need-based aid or Federal aid recipient, you will be required to complete the FAFSA annually. Note that your eligibility for financial aid may change significantly, especially if you have a different number of family members in college. Renewal of your financial aid package also depends on your making satisfactory academic progress toward a degree, such as earning a minimum number of credits and achieving a minimum GPA.

ACT/SAT

Are test scores required to apply to Lynn?

No. Applicants do not have to submit test scores for admission consideration. Learn more.

What is the minimum SAT score Lynn accepts?

We evaluate applications holistically and give consideration to various factors, including high school grade point average, strength of curriculum, progression of courses taken, letters of recommendation, etc. SAT scores are not required but are considered when provided.

Will Lynn accept “old” SAT scores?

Yes. We accept both the old and new SAT scores.

Is the SAT's optional essay required for admission to Lynn?

No.

Will Lynn use the new SAT's subscore?

We use the SAT composite score.

Does Lynn prefer one type of SAT score over the other?

No.

FAFSA

I don't think I qualify for any aid.

Completion of the FAFSA is strictly voluntary. We also suggest you give our list of other aid programs a second look. You may be eligible for more than you think. For example, if you're a Florida resident you most likely qualify for a $3,000 yearly grant (that you don't have to repay), no matter what you or your parents make.

Do I have to be admitted before completing the FAFSA?

No. You can apply for financial aid any time beginning Oct. 1. To actually receive funds, however, you must be admitted or enrolled at the university.

Should I apply for financial aid before I am admitted?

Yes. The sooner you are able to complete the FAFSA, the better.

If my parents are separated or divorced, do they both need to submit financial information for my FAFSA?

No. The parent you have been residing with for the past year and has provided you with your financial support is the parent responsible for completing the FAFSA.

What do I do if one of my parents lost his or her job, and I will need more financial aid?

First, submit the FAFSA. Then, speak with your respective financial aid counselor.

My parents will not help me pay for school.

Unless you are able to document special circumstances or answer "yes" to any of the dependency questions on the FAFSA, then no, you may not file as independent.

All other students are considered to be dependent, and the parents' information and signature will be required on the FAFSA. If you believe you have a situation that should be considered individually, ask to speak with a counselor in the Financial Aid Office.

Do I have to fill out the FAFSA every year? Will I receive the same amount of financial aid every year?

Your eligibility may change from year to year for a variety of reasons, so reapplying is recommended. You will receive a renewal application each year; update this form and resubmit it.

What is a Federal FSA ID, and how do I get one?

The FSA ID is your electronic signature for the FAFSA and other Department of Education websites. You—and one of your parents if you are dependent—may apply for the FSA ID while completing the FAFSA itself, or beforehand at fsaid.ed.gov.

I've been notified that my FAFSA application requires "verification."

This is a routine request that only means you may need to provide some additional materials—verification worksheets, tax return transcripts, W-2 forms, Social Security cards, and/or citizenship documents (or some combination of these). Those requiring verification will be contacted by the Kentucky Higher Education Assistance Authority (KHEAA). More information on completing the FAFSA is available on the U.S. Department of Education website.

How do I add Lynn University to the FAFSA?

Visit fafsa.gov and click on “add or delete school code.” Add Lynn to the recipient’s list. Once you’ve confirmed Lynn is listed, please ensure that your FAFSA is signed by selecting “Sign electronically with your FSA ID.”

My FAFSA was completed about two months ago, and I’ve been waiting on my award letter because I need to make a decision. Why haven’t you received it?

The most common reason for us not having received your FAFSA is that we are not listed as a recipient on the application. Please visit fafsa.gov, click on “Add or Delete a School Code” and include us on the recipient’s list.

Another common reason why we may not have communicated back to you is that we may have received the FAFSA, but it was rejected due to a missing electronic signature. The same resolution applies; visit fafsa.gov and click on “Sign Electronically with Your FSA ID."

Award letter

How will I receive my financial aid package?

All student financial aid package notifications will be sent via email and can be viewed at lynn.edu/esas.

What is included in the award notification?

The notification describes the financial support awarded to you by the federal government, the state (if eligible), and Lynn. It includes both need-based- and merit-based awards as well as opportunities to secure further awards. Read your letter carefully. Aid titled “DirectPLUS” or “EstAltern” means you must apply for and be approved in order to receive them.

What is the difference between need-based and merit-based aid?

Need-based aid is aid that is based on financial need as determined by the FAFSA. To determine your need, we subtract your Expected Family Contribution (EFC) from the Cost Of Attendance (COA). Merit-based aid is aid that is based on academic performance.

What is Expected Family Contribution (EFC)?

EFC stands for Expected Family Contribution. Your EFC is generated upon completion of the FAFSA and represents the amount of money the U.S. Department of Education expects your family to contribute toward your education.

Why is the EFC listed on the FAFSA different from my bill?

Your EFC is the amount of money the U.S. Department of Education expects your family to contribute toward your education. It does not represent what you will be charged on your bill to attend Lynn.

What is Cost of Attendance (COA)?

COA stands for Cost of Attendance. Your COA is the total cost of direct university charges plus an estimation of what it might cost you for books, transportation and miscellaneous living expenses.

I received my award letter, but it only lists my Lynn scholarship. Where is everything else?

We package all known sources of financial aid at the time we create your award letter. We may not have received your FAFSA by the time we created your package. As soon as we receive your FAFSA or become aware of any other source of financial aid for you, we will revise your award letter and notify you via email.

What financial aid opportunities are offered to Florida residents?

Florida residents may use both the Florida Pre-Paid and Florida Bright Futures programs at Lynn. Additionally, Florida residents may be eligible for the Florida Resident Access Grant (FRAG), Florida Work Experience Program (FWEP), and Florida Student Assistance Grant (FSAG).

I am eligible for Bright Futures. What isn't in on my award letter?

Once we are able to confirm your eligibility for Bright Futures with the Florida Office of Student Financial Aid, we will add Bright Futures to your financial award package.

Why is my 75 percent Bright Futures listed at only about $3,000 on my award letter?

While your Bright Futures Scholarship is advertised as paying a percentage of your tuition, that percentage applies only to public schools. You will receive the exact same amount, dollar-for-dollar, through your Bright Futures Scholarship at Lynn as you would at any school in Florida, but it will not cover the same percentage of the total cost as it would at a public school. For the 2016-2017 academic year, Bright Futures Medallion will pay $77 per credit, and Bright Futures Academic will pay $103 per credit.

My parents cannot afford the tuition balance indicated on my award letter. Can I apply for other scholarships?

Incoming first-year students do not have access to additional Lynn scholarships but may qualify for certain need-based grants. External scholarships are also an option for any student level.

My parents cannot take on more debt. What options are available?

Your parents may request deferment of a PLUS so they are not required to make payments while you are in school. Barring receipt of private/outside scholarships, your award letter will reflect the maximum amount of financial aid that you qualify for. Your parents may, however, finance your annual balance on a monthly payment plan at no interest.

What is the Electronic Student Aid System (E-SAS)?

E-SAS stands for Electronic Student Aid System. It is your window into your personal finances here at Lynn. It is available to all accepted, deposited and current students. You may access your E-SAS account directly at lynn.edu/esas.

Will my financial aid change if I move off campus?

Potentially, yes. You will receive a revised award letter notifying you of the changes, if any.

Thank you so much for the award letter! It says that I have been awarded $46,400 in financial aid! Who can I thank for such generosity?

We are glad you are so excited to attend Lynn, but please carefully review your award letter; it may include Federal Direct Loans. These sources of aid must be applied for and approved in order to be received. They are listed on student award letters as a means of expressing the important fact that financing does exist to help bridge any gap between the cost to attend and the sum of your financial aid package. Applying for either of these sources of aid can be done through our financial aid pages.

Scholarships, loans and grants

What happens if I am awarded an outside scholarship? Do I have to notify Lynn? Will it affect my financial aid eligibility at the school?

Yes, you must notify Lynn's Office of Student Financial Services, and yes, it could affect your financial aid eligibility.

How do I choose a lender?

Please see our financial aid section to view our preferred lenders list, which also includes private lenders.

What is the difference between subsidized and unsubsidized loans?

A subsidized loan does not accrue interest while the student is in school. The interest on an Unsubsidized Loan, however, is the student’s responsibility and begins to accrue once the loan funds are disbursed. The student can opt to allow the interest to accumulate; however, it will be added to the principal amount of the loan and increase the amount to be repaid. We recommend that students contact their loan servicer to make quarterly payments on the interest.

What loan options are available for my parents?

Your parents may apply for a federal PLUS loan, or you could apply for a private student loan.

My parents are concerned about their credit scores. Can they still get approved for a PLUS loan?

It is possible to be approved for a PLUS even if the applicant does not have a good credit score. The Department of Education considers adverse credit factors such as being 90 or more days delinquent on debt and a history of the following within the last five years: default determination, bankruptcy, foreclosure, repossession, tax lien, wage garnishment or write-off of a Title IV debt.

I did not qualify for academic money as a freshman because of my GPA.

After completing two semesters, returning students can apply for endowed scholarships or other academic based awards.

My family cannot pay cash, but they may be able to take out a loan. What are our options?

Either your parents may apply for a federal PLUS loan, or you could apply for a private student loan. Both can be found at through our financial aid pages.

It looks like I will need about another $20,000 in order to attend Lynn, but my parents cannot take on any more debt. Are there any other options?

First, know that your parents may request deferment of a PLUS so that they are not required to make payments while you are in school. Barring receipt of private/outside scholarships, your award letter already reflects the maximum amount of financial aid that you qualify for. Your parents may, however, finance your annual balance on a monthly payment plan at no interest.

I just received my scholarship letter for $10,000, but I doubt my parents will be able to afford the rest of the tuition. Are there any other scholarships that I can apply for?

As a freshman student, you will not have access to any additional Lynn scholarships. You may, however, qualify for certain need-based grants. To find out, complete the FAFSA at fafsa.gov. As soon as we receive it, we will create an award letter and notify you via email.

I need a Parent PLUS Loan in order to attend Lynn, but my parents don’t have great credit. Can they still get approved for a PLUS?

It's entirely possible for applicants without good credit scores to be approved for a PLUS. Creditworthiness factors such as FICO score, income-to-debt ratio, loan amount or lack of credit history are ignored. The Department of Education is concerned only with adverse credit factors such as being 90 or more days delinquent on debt and not subject to any of the following within the last five years: default determination, bankruptcy, foreclosure, repossession, tax lien, wage garnishment or write-off of Title IV debt.

International students

I am an international student. Can I get a job on campus?

Yes. Our merit-based awards are offered to any and all students who excel academically, regardless of citizenship status. International students also may work on campus, provided Lynn's Career Connections office has a student position on file that they are qualified to fill. Visit our employment page to review and apply for available student positions.

My scholarship is not enough for me. Are there any other sources of aid that I can apply for as an international student?

Because we base our grant eligibility on the FAFSA and you are not eligible to complete the FAFSA as an international student, you will not be eligible for any additional aid from Lynn. Your only option to receive additional aid as an international student is through private loans. You may apply for private loans here.

Contact Student Financial Services

Phone number

+1 561-237-7185

Fax

+1 561-237-7189

Email: studentfinancialservices@lynn.edu

Helpful info

FAFSA

Lynn FAFSA code: 001505

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