Federal Direct Stafford Loan (Unsubsidized)

This loan is not based on financial need. A student who wishes to apply for the Stafford Loan program and is not eligible based on financial need, or is only partially eligible, may apply for the full or balance of his/her eligibility through the unsubsidized loan program. For Stafford Loans first disbursed on, or after July 1, 2009, there will be a fixed rate of 5.6 percent. The student is responsible for all in school interest, which can be capitalized at the end or paid through the enrollment periods.

The maximum amounts are: $3,500 for a first-year undergraduate student, $4,500 for a second-year student, $5,500 for a third or fourth-year student, and $12,000 for a graduate student. Dependent students who qualify for the Stafford Subsidized Loan are eligible for an additional Stafford Unsubsidized Loan of up to $2,000. Independent undergraduate students and dependent undergraduate students whose parents are denied for a PLUS loan are eligible for an additional $6,000 for the first two years and $7,000 for the last two years.

Eligibility is based on other sources of financial aid received and a parental contribution factor. Students and parents will borrow directly from the U.S. Department of Education. You must complete the Federal Stafford form and the Master Promissory Note available through the Office of Student Administrative Services, or by following the Application Instructions listed below.

Need-based Aid: No

Award Amount: $200 - $7,000 based on grade level, dependency status and budget

This aid is for All Day and Evening Students

Enrollment Requirements: At least half-time enrollment status

Application Form/Instructions:

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